What are the ten most important things about personal finance that someone without a finance background must know?

1. Salary is not the same as savings. Your net worth is more important than how much money you make. It’s amazing how many people don’t realize this simple truth. Having a high salary does not automatically make you rich; having a low salary does not automatically make you poor. All that matters is how much READ MORE

How can you stop bad habits that keep you financially poor?

I have focused here on three habits that I know from own experience differentiate financially poor from financially independent. Let me explain how to fix those three habits. 1.  Stop spending more than you earn. You might wonder, why I start this answer by looking at spending habits. There is this famous quote that says: READ MORE